Wall Street may collapse due to rain storm in El Salvador

Eric Garland Uncategorized Leave a Comment

Why is it that every time an event of any global importance hits the news cycle, a horde of journalists begin speculating that “this could be the event that causes Wall Street to collapse?” The better question remains – If the financial system in America is so fragile, why do people keep trusting their retirement to it? Sheer habit? What …

Our stupid modern retirement system

Eric Garland Uncategorized Leave a Comment

NPR tells us, surprising absolutely nobody, that Americans are worried that they haven’t played the retirement game well, and haven’t horded enough cash, bonds, securities and real estate to make it in retirement. Let’s review some past forms of life in our senior years: Period 1: Neanderthal Era – 1946: You live in a small family unit, either in a …